Welcome to Gold Standard Mutual ("we," "us," or "our"). By accessing or using our website (the "Site"), you agree to comply with and be bound by the following Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Site.

1. Use of the Site

Eligibility: You must be at least 18 years old to use this Site. By using the Site, you represent that you meet this age requirement. Permitted Use: The Site is intended for personal, non-commercial use to explore real estate listings, investment opportunities, and related services. You may not use the Site for any unlawful or unauthorized purpose. Prohibited Actions: You agree not to: Copy, distribute, or modify any content from the Site without prior written consent. Use automated systems (e.g., bots, scrapers) to access or collect data. Interfere with the Site’s functionality or security.

2. Real Estate Information

Accuracy of Listings: We strive to provide accurate and up-to-date property listings, market data, and other real estate information. However, all information is provided "as is," and we do not guarantee its accuracy, completeness, or timeliness. Property availability, prices, and conditions are subject to change without notice. No Professional Advice: Content on the Site, including blog posts or investment guides, is for informational purposes only and does not constitute financial, legal, or real estate advice. Consult with a qualified professional before making any decisions.

3. Services and Transactions

Brokerage Services: Gold Standard Mutual offers real estate brokerage and advisory services, including assistance with investment properties and creative acquisition solutions (e.g., wrap-around purchases). All services are subject to separate agreements and applicable fees. Third-Party Involvement: Transactions may involve third parties (e.g., lenders, title companies, inspectors). We are not responsible for the actions, errors, or omissions of third parties. No Guarantee of Outcomes: We cannot guarantee the success of any real estate transaction, investment return, or property appreciation.

4. User Accounts

Registration: Some features (e.g., saved searches, inquiries) may require creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Account Termination: We reserve the right to suspend or terminate your account at our discretion, including for violations of these Terms.

5. Intellectual Property

Ownership: All content on the Site, including text, images, logos, and designs, is owned by Gold Standard Mutual or its licensors and is protected by copyright, trademark, and other intellectual property laws. Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal use. You may not reproduce, distribute, or create derivative works from our content without permission.

6. Privacy

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you consent to our data practices as described in the Privacy Policy.

7. Limitation of Liability

No Warranties: The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. Liability Cap: To the fullest extent permitted by law, Gold Standard Mutual, its affiliates, and agents will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site, even if advised of the possibility of such damages. Our total liability shall not exceed $100.

8. Indemnification

You agree to indemnify and hold harmless Gold Standard Mutual, its officers, employees, and affiliates from any claims, losses, or damages (including legal fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

9. Third-Party Links

The Site may contain links to third-party websites (e.g., mortgage calculators, mapping services). We are not responsible for the content, accuracy, or practices of these external sites. Accessing third-party links is at your own risk.

10. Termination

We may suspend or terminate your access to the Site at any time, with or without notice, for any reason, including if we believe you have violated these Terms.

11. Governing Law and Dispute Resolution

Governing Law: These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles.

Dispute Resolution: Any disputes arising from these Terms or your use of the Site will be resolved through binding arbitration in Texas, in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.

12. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

13. Contact Us

If you have questions about these Terms, please contact us at:

Email: [email protected]

Phone: (903) 647-6036

Address: Gold Standard Mutual, 678 County Road 1235, Savoy, TX 75479

By using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

This policy is designed to protect both the website operator and users while addressing real estate-specific concerns like listing accuracy and transaction disclaimers.